Business owners needing operational support
Clients who need help organizing, improving, or scaling business operations and profitability.
Help clients unify formation, payroll, and insurance through Cinco FI.
Conecta users can introduce clients to Cinco FI for business formation, payroll, compliance, and commercial insurance while your office stays focused on tax, accounting, and client relationships. Cinco handles the operational and coverage work in one connected platform.
- Business formation
- Payroll & tax compliance
- Workers' comp & commercial insurance
- Multi-state operations
- Entity onboarding
- Benefits coordination
- Coverage gap review
- Renewals & compliance workflows
- Advisor-ready platform
Ready to help clients with formation, payroll, and insurance through a trusted partner?
Formation, payroll, and insurance support for clients your office already serves
Tax professionals, accountants, bookkeepers, and business service providers already hear questions from clients about entity setup, first hires, payroll, workers' compensation, commercial insurance, and compliance deadlines. Cinco FI gives them a partner to introduce those clients to.
Employers needing HR and employee handbook support
Clients with staff who need help with people operations, internal structure, workplace documentation, and compliance.
Clients needing payroll or accounting help
Businesses that need support organizing financial administration and back-office operations.
Business owners reviewing employee benefits
Employers looking to set up or improve benefit packages, coverage options, and employee support programs.
Clients asking about business lending or merchant services
Business owners exploring financing, funding conversations, or payment processing options.
Families reviewing life insurance or financial planning
Individuals and families looking for personal financial strategy, investing, or life protection options.
Clients planning for retirement
Business owners and employees thinking beyond the current year with long-term planning support.
Clients asking about tax planning
Clients who want more than the annual return and need tax strategy and planning support.
Business owners needing liability insurance
Employers and business owners reviewing protection needs for their business and operations.
Clients asking about trusts, estate planning, or asset protection
Individuals and businesses who need planning support to protect assets and prepare for life transitions.
Clients starting or incorporating a business
New business owners who need guidance on structure, planning steps, and professional coordination.
Clients wanting a more complete financial roadmap
Clients who need broader planning support but your office does not want to manage every advisory piece internally.
About Cinco FI
Cinco FI is the AI-native operating system for modern business advisors. It unifies business formation, payroll, benefits, and insurance in one intelligent workspace so advisors and SMB clients can move faster with less busywork.
Cinco connects the financial systems that run a business with the insurance coverage that protects it. Clients can create legal entities, onboard workers, run multi-state payroll, coordinate compliance tasks, and access strategic insurance from workers' comp to cyber coverage.
Formation, payroll, compliance, and insurance services are handled by Cinco FI and/or the appropriate licensed professionals or providers. Your office stays the trusted relationship source while Cinco FI handles the operational and coverage conversation.
Services you can introduce through Cinco FI
Your office stays the relationship source. Cinco FI handles formation, payroll, compliance, insurance review, quoting, and next steps.
Use the categories below as a quick reference when a client asks what you can help them with — then introduce them to Cinco FI for the operational and coverage conversation.
Business formation
For clients starting or restructuring a business who need entity setup, filings, and onboarding support.
- Entity incorporation
- Formation filings
- Identity verification
- Entity setup workflows
- Advisor client onboarding
- Business identity setup
- Formation documentation
Payroll and compliance
For employers who need payroll execution, tax calculations, and recurring compliance support.
- Multi-state payroll
- Automated tax calculations
- Tax submissions
- Contractor disbursements
- State filing coordination
- Compliance task workflows
- Audit-ready payroll records
Strategic insurance
For business owners reviewing protection needs driven by real-time operational data.
- Workers' compensation
- Commercial liability
- Cyber coverage
- Coverage gap review
- Insurance quoting
- Renewal coordination
- Operations-to-coverage alignment
Operations and workflow automation
For advisors who want onboarding, compliance, quoting, and renewals streamlined in one workspace.
- Unified data hub
- Automated onboarding
- Compliance workflows
- Renewal automation
- Anomaly detection
- Live labor cost visibility
- Connected advisor workflows
Most common introduction opportunities for Conecta users
These are practical moments when a client conversation can turn into a Cinco FI introduction — without your office becoming the payroll provider, compliance team, or insurance agency.
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A client starts a new business and asks what structure or planning steps they need.
Cinco FI can help with incorporation, business structure review, and planning guidance.
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A business owner needs payroll, accounting, or tax administration support.
Cinco FI offers accounting, payroll, and financial operations coordination.
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An employer asks about employee handbooks or HR compliance.
Cinco FI provides HR support, handbook development, and regulatory compliance guidance.
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A business is hiring and needs roles, descriptions, time tracking, or benefits guidance.
Cinco FI helps with roles & descriptions, time & attendance, and employee benefits.
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A client wants to reduce business costs or improve profitability.
Cinco FI can review operations and provide cost reduction and profitability guidance.
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A business owner asks about lending, capital, or merchant services.
Cinco FI provides lending conversations, capital review, and merchant services guidance.
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A family asks about life insurance or financial planning.
Cinco FI offers financial planning, insurance planning, and life insurance options.
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A client asks about retirement planning.
Cinco FI provides retirement planning and long-term financial strategy support.
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A client asks about tax planning beyond the return.
Cinco FI offers tax planning and financial strategy coordination with tax professionals.
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A business owner asks about liability insurance.
Cinco FI provides insurance planning and business risk review.
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A client asks about estate planning, trusts, gifting, or asset protection.
Cinco FI offers legal planning, trust work, estate planning, and asset protection guidance.
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A client needs a broader financial roadmap but your office does not want to manage every piece internally.
Cinco FI can provide integrated business, financial, and legal planning support.
More than a one-time setup question
Cinco FI is built for ongoing client support — not just an initial conversation. That can help your office offer more value while they handle payroll, compliance, renewals, and coverage coordination.
Entity formation
Help clients incorporate and launch from one connected setup.
Worker onboarding
Support for onboarding employees and contractors quickly.
Payroll execution
Run payroll with tax calculations and submissions in one flow.
Compliance coordination
Keep filings, approvals, and deadlines visible in one workspace.
Coverage review
Identify insurance gaps using connected business data.
Insurance quoting
Access workers' comp, liability, cyber, and related coverage options.
Renewal support
Streamline renewals and recurring compliance tasks.
Anomaly alerts
Surface payroll and payout exceptions before they become costly.
Live reporting
Track labor costs, deductions, and cash impact in real time.
What this unlocks for your practice
- Help clients with formation, payroll, compliance, and insurance needs through a trusted partner.
- Offer a next step when clients ask about entity setup, first hires, payroll, workers' comp, commercial insurance, or compliance deadlines.
- Support business owners without trying to manage formation, payroll administration, or insurance placement yourself.
- Stay focused on your core tax, accounting, payroll, and bookkeeping work while Cinco FI handles the operational and coverage conversation.
- Become a year-round resource for client growth, compliance, and business protection.
How the partnership works
- Step 1: Identify clients with formation, payroll, compliance, workers' compensation, or commercial insurance questions.
- Step 2: Introduce the client to Cinco FI.
- Step 3: Cinco FI reviews the client's goals, current situation, operational needs, and coverage options.
- Step 4: Cinco FI handles formation, payroll, compliance, insurance review, quoting, and next steps.
- Step 5: Your office stays the trusted relationship source while Conecta helps track the referral, follow-up, and client communication.
Contact
Speak With Cinco FI
For business formation, payroll, compliance, and commercial insurance questions, clients can contact Cinco FI or book a demo.
Conecta may introduce visitors to Cinco FI as a trusted partner. Formation, payroll, compliance, and insurance services are handled by Cinco FI and/or the appropriate licensed professionals or providers. Availability, recommendations, pricing, eligibility, documentation, payroll outcomes, tax filing results, and insurance approval depend on client goals, facts, documentation, provider review, licensing, applicable law, and professional engagement terms. Conecta does not provide payroll, insurance, formation, or compliance services.
Ready to help clients with formation, payroll, and insurance through a trusted partner?